Roof inspection & wind mitigation

Two different reports. People often want both.

A roof condition inspection tells you what state your roof is in and what it needs. A wind mitigation inspection records specific construction features on a standard Florida form so your insurer can see what the building actually has.

They answer different questions. The condition inspection is diagnostic — covering, flashing, penetrations, ventilation, and the evidence of any water that has already got in. The wind mitigation report is descriptive: it documents how the roof is built and attached, on a uniform form the carrier recognises.

Both are worth doing from the roof rather than from the ground. Granule loss, lifted tabs, cracked tile, failed sealant at a penetration and a valley that has started to open are all invisible from a driveway. So is a nail pattern in the deck.

We are a licensed general contractor, which means we can inspect and then carry out whatever the report recommends — repair, re-roof, or nothing at all if the roof is sound. We will tell you that last one when it is true.

CBC1265280Florida certified building contractor. Licensed, bonded and insured.
3 countiesMiami-Dade, Broward and Palm Beach — 104 municipalities.
4.8 / 343Average rating across Google reviews.
One teamThe people who inspect it can also repair or replace it.

Not sure which report you need? Tell us why you are asking and we will say.

What we look at

What a proper roof inspection actually covers.

From the roof · not from the ground

01

The covering itself

Shingle granule loss, lifted or missing tabs, cracked and slipped tile, and the condition of ridge and hip pieces. Each material fails in its own way and on its own timescale.

02

Every penetration

Vents, stacks, skylights, solar fixings and anything else that breaks the surface. Penetrations and their flashings are where a disproportionate number of leaks start.

03

Valleys, edges and terminations

Valleys concentrate water. Eaves, rakes and any junction with a wall are where wind gets a hold. These are checked specifically rather than glanced at.

04

Ventilation and the deck below

Intake and exhaust ventilation, and whatever the deck condition can be established from above. A poorly ventilated roof cooks its own covering from underneath.

05

Evidence of water that already got in

Staining, deteriorated sheathing and previous patch repairs. The history of a roof usually explains its present condition better than its age does.

06

The mitigation features, on the form

Where a wind mitigation report is wanted, the specific construction features the Florida uniform form asks about are recorded and photographed as evidence.

An inspection is worth doing before a storm, not after one.

Roofs we work on · 01

Shingle, tile and low-slope, seen from the roof

9 images · multiple South Florida roofs · not a single project

Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations
Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations
Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations
Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations
Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations
Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations
Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations
Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations
Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations

An asphalt shingle roof photographed from the ridge — the vantage most defects are found from, and the one you cannot get from the ground.

1 / 9

Want to know what your own roof looks like from the ridge?

What the photographs show

Why these are taken from the ridge

Almost every frame in the set above was taken on the roof. That is not for effect. Granule loss, lifted tabs, a valley that has begun to open, sealant that has failed at a vent collar and a cracked ridge piece are all invisible from ground level, and all of them are ordinary findings.

The same is true of the things that go on a mitigation form. Deck attachment is a fastener pattern; roof-to-wall connection is a metal connector you have to see. Neither can be inferred from a photograph of a house.

Everything that matters on a roof is either under the covering or above head height. Neither is visible from the driveway.

What the pictures also show is the sequence beneath a finished roof — decking, underlayment, flashing at curbs and penetrations — because that is the part an inspection is really trying to reason about. The covering is what you see; the layers under it are what keep water out.

Observed specification
Coverings inspectedAsphalt shingle, concrete and clay tile, low-slope systems
AccessFrom the roof where it is safe to do so, plus attic access where required
PenetrationsVents, stacks, skylights and any other break in the surface
JunctionsValleys, hips, ridges, eaves, rakes and roof-to-wall terminations
VentilationIntake and exhaust provision, and its effect on the deck
DocumentationPhotographic evidence recorded against each finding
Mitigation formCompleted where a wind mitigation report is requested

Described from the photography and from what a roof inspection ordinarily covers. No specific property, address, client, cost, insurance outcome or premium is stated, and these frames are from multiple roofs rather than from one job.

The findings that matter are not visible from the ground.

Coverings

Each material fails in its own way

Photography: Elbaz roofing work across South Florida

Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations

Asphalt shingle

The most common, and the most readable

Shingle tells you where it is in its life. Granules shed and collect in the gutters, tabs lift and stop sealing, and edges curl. Because the failure is gradual and visible, a shingle roof inspected regularly rarely surprises anybody. Heat and UV are what age it here — a South Florida roof works harder per year than the same roof further north.

Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations

Concrete & clay tile

Long-lived, but the tile is not the system

Tile can outlast the underlayment beneath it by decades. Most tile roof problems are underlayment problems, which is why a tile roof in good visual order can still be due for work.

Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations

Low-slope and flat

Different rules entirely

Water sits rather than runs, so seams, terminations and drainage decide everything. Ponding that has not dried within a couple of days is a finding, not a curiosity.

Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations

Penetrations

Where leaks usually begin

Vents, stacks and skylights break the surface. The flashing around them, not the covering, is normally the failure point.

Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations

Underlayment

The layer that actually matters

Self-adhered membrane under a covering is the secondary barrier if the covering is lost — and a category on the mitigation form.

Roof inspection and wind mitigation work by Elbaz Construction across South Florida: shingle and tile roof coverings, decking, underlayment and roof penetrations

Decking

What everything is fixed to

Sheathing condition and its fastener pattern decide how the roof behaves in high wind. Both are recorded during a mitigation inspection.

Shingle, tile or low-slope — each is inspected differently.

Common questions

Roof inspection questions

What homeowners across the tri-county area ask us most often about roof condition inspections and wind mitigation reporting.

A roof inspection assesses condition — what state the roof is in and what it needs. A wind mitigation inspection records specific construction features on a standard Florida form so an insurer can see how the building is built. They answer different questions, and many owners want both at once.

Florida limits it to specific categories of qualified professional, which include licensed general contractors alongside engineers, architects, building inspectors and certain approved inspectors. We hold a Florida certified building contractor licence, CBC1265280.

That is entirely a matter between you and your carrier. What the report does is document what the building actually has, accurately and with photographic evidence. We will not quote you a saving, because we do not set premiums and nobody honest can promise one.

For a wind mitigation report, usually yes. Deck attachment and roof-to-wall connections are recorded from direct observation, and the underside of the roof is where you observe them.

Annually is a reasonable rhythm in this climate, and after any significant storm. The point of regular inspection is to catch a repair while it is still a repair.

A roof that looks fine from the ground is the normal starting point. Granule loss, lifted tabs, failed sealant at a vent and an opening valley are all invisible from down there, and all of them are ordinary findings.

We can do the work. We are a licensed general contractor, so the same company that inspects can repair or replace. Equally, if the roof is sound we will tell you that and there is nothing to sell.

The tile itself often does. The underlayment beneath it frequently does not, and that is what keeps water out. A tile roof in good visual order can still be due for work underneath.

A barrier applied beneath the roof covering that resists water if the covering is blown off. It is one of the categories the Florida mitigation form asks about, and it is applied during a re-roof rather than added afterwards.

Re-roofing generally does, and roof permits carry their own inspections. Small repairs may not. The requirement is set by the authority having jurisdiction for your municipality, and we confirm rather than assume.

Preferred contact method

We use your details only to respond to this enquiry. No lists, no resale.

Thanks — that came through.

Your details are with the Elbaz Construction team and we will come back to you, usually the same or next working day. If it is urgent, call (754) 236-0675.

Detail · 02

The things an inspection actually stops at

23 images · coverings, penetrations, decking and underlayment · select to enlarge

Every penetration and junction gets looked at individually.

Planning & permitting

From the first look to a documented report

10 stages · inspection through to any work arising

01

Scope the visit

We establish whether you want a condition inspection, a wind mitigation report, or both, because they look at different things.

02

Records check

Permit history where it is relevant — the mitigation form asks when the structure and the covering were permitted.

03

Exterior survey

Roof geometry, elevations, drainage and the condition of anything visible from ground level.

04

Roof-level inspection

Covering, penetrations, valleys, ridges, eaves and terminations, examined and photographed on the roof.

05

Attic inspection

Deck attachment, roof-to-wall connections, ventilation and any evidence of water, where access allows.

06

Photographic evidence

Findings recorded against images, so the report shows you what it is describing rather than asserting it.

07

Report issued

A condition report, a completed uniform mitigation form, or both — with the findings set out plainly.

08

Recommendations

What needs doing now, what can wait and what needs monitoring. Including, where it applies, nothing.

09

Permitting for any work

Where repair or re-roofing follows, the permit is prepared and submitted to the authority having jurisdiction.

10

Work and inspections

The roof work itself, with its own required inspections and the permit closed at the end.

Which permits and inspections roof work triggers is set by the authority having jurisdiction for your municipality and by the scope. We do not publish review durations, and we do not quote insurance outcomes.

We inspect, document, and can carry out whatever the report calls for.

Wind mitigation

The seven things a wind mitigation report records

Florida uniform mitigation verification form

01

Building code compliance

When the structure was built or permitted, which determines which code edition it was built under. This is established from the permit record rather than estimated.

02

Roof covering

What the covering is, and whether it was permitted and installed to a recognised standard. Documentation matters here as much as the material does.

03

Roof deck attachment

How the sheathing is fixed to the framing — fastener type and spacing. It is recorded from direct observation, which usually means from within the attic space.

04

Roof-to-wall attachment

Whether the roof structure is connected to the walls with toe nails, clips, single wraps or double wraps. This is one of the most consequential entries on the form.

05

Roof geometry

Whether the roof is a hip shape or another form, measured against the total roof perimeter rather than judged by eye.

06

Secondary water resistance

Whether a secondary barrier exists beneath the covering to resist water if the covering itself is lost.

07

Opening protection

Whether windows, doors and other openings are protected to a rated standard — which is why impact window and door work often gets discussed alongside a roof report.

This describes the categories the Florida uniform mitigation verification form records. What an insurer does with a completed form is a matter between you and your carrier — we complete and document the inspection, we do not quote premiums or promise credits.

Wind mitigation is a form of record. We complete it from observation.

What drives roof cost

What moves a roofing number

Relative impact · not a quotation

01

Covering material

Tile, metal and shingle sit at genuinely different price points, and the choice also drives the structure below, because a tile roof weighs considerably more.

Highest impact
02

Roof geometry and access

Hips, valleys, dormers and changes of plane all add labour and detailing. Steep pitches and difficult access add more.

High impact
03

Deck condition found on strip

Sheathing that has to be replaced is found once the covering is off. A contingency here is realistic rather than pessimistic.

High, and often unknown
04

Underlayment specification

Self-adhered secondary barriers cost more than felt and behave very differently if the covering is lost.

Moderate
05

Penetrations and flashings

Every vent, stack, skylight and wall junction is detailed individually. A busy roof has many; a simple one has few.

Moderate
06

Tear-off and disposal

Removing and disposing of the existing covering, which on a tile roof is a substantial weight.

Lower, but unavoidable

The bars show the relative weight these factors typically carry against one another on roofing work. They are not prices, percentages of a budget, or a quotation, and the order can change on any individual roof.

For a number specific to your roof, we need to get on it.

Google reviews

What clients said on Google

4.8 Based on 343 Google reviews

★★★★★
I give them a five star rating not only for their excellent roofing skills and timelines, but also for their competitive pricing and the honesty and professionalism of the team !! We are very pleased with the outcome
Zachary Gugliotta · Google
★★★★★
The team was amazing. Did a fabulous job with the landscaping, roofing and backyard renovation. The best contractors I have worked with! Will definitely use this company in the future.
Derpy Day · Google
★★★★★
Elbaz Construction provided excellent service and outstanding craftsmanship. The team was professional and attentive to our needs. We’re extremely satisfied with the results!
Damian Nunez · Google
★★★★★
Asher has a lot of experience . We replaced our windows to energy efficient windows. He got down to business right away and did high quality work. His team is very professional! Thanks again
jessica berliner · Google
★★★★★
Elbaz Construction provided excellent service and great customer service. also provide the right team to get the job done. Any project or style that’s needed it. Elbaz Construction is the place to call. Thank you!
Jaee Rodriguez · Google
★★★★★
We had a good time dealing with Asher and the crew, he went over and above all our expectations and made every effort to ensure that the end result was up to their high standards. Thank you !!
Emmett Giffin · Google

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Join the homeowners across Miami-Dade, Broward and Palm Beach.

Schedule a Consultation (754) 236-0675
Preferred contact method

We use your details only to respond to this enquiry. No lists, no resale.

Thanks — that came through.

Your details are with the Elbaz Construction team and we will come back to you, usually the same or next working day. If it is urgent, call (754) 236-0675.

Next step

Find out what your roof is actually doing

A condition inspection, a wind mitigation report, or both — documented with photographs, and with an honest answer about what needs doing.