For most homeowners planning to stay long-term, yes — the concealed-fastener design eliminates the periodic gasket maintenance that exposed-fastener systems need and generally scores better on wind-mitigation inspections. 5V is a legitimate budget path if upfront cost is the priority.

Not with a proper installation — metal roofs are installed over solid decking and underlayment in residential construction, which absorbs rain noise far more than the open-purlin metal buildings people are often picturing.

Sometimes, depending on the deck condition and the specific panel's NOA, but HVHZ jurisdictions and most manufacturer warranties favor a full tear-off to bare decking for the best wind performance and longest warranty coverage.

It depends on the specific features documented on a wind-mitigation inspection, not the material alone — but standing seam's concealed-fastener design does tend to score well on the roof-covering and deck-attachment categories that drive credit.

Plan on having fasteners and gaskets inspected on roughly a 10-15 year cycle; the gaskets are a wear item and re-torquing or replacing them before they fail is far cheaper than repairing the water intrusion that follows if they're ignored.

No — metal is not more likely to be struck than any other roofing material, and if it were struck, metal's non-combustibility and conductivity actually make it safer than shingle or tile in that scenario.

Aluminum doesn't rust even if its coating is compromised, making it the stronger choice directly on the water or an intracoastal lot; coated steel performs well too but carries more long-term risk if the protective finish is damaged.

Standing seam typically runs less than tile upfront in most cases, though pricing varies with gauge, finish, and roof complexity — the real cost comparison should weigh both against their very different realistic lifespans (40-70+ years for standing seam vs. 40-50+ for tile).