01 / LifespanHow long does a shingle roof last in South Florida?
Less than the number on the packet. Manufacturer lifespans are laboratory figures; sun, heat and UV here are harsh, and roofs commonly reach practical end of life well before the printed warranty period. Ventilation and installation quality make more difference to the real number than the brand does.
02 / ReplacementHow do I know it needs replacing rather than repairing?
Granule loss collecting in gutters, curling or lifting edges, cracked or missing tabs across multiple planes, repeated leaks in different places, or daylight and staining visible in the attic. One leak in one spot is a repair. Failures showing up in several unrelated places is age, and patching it is spending money twice.
03 / ReplacementCan you roof over the existing shingles?
It is sometimes permitted, and we do not recommend it. Roofing over hides the deck exactly when you have the only chance to inspect it, adds weight, traps heat, and shortens the life of the new covering. It also usually means the deck cannot be refastened to current standards.
04 / MaterialsArchitectural or three-tab shingles?
Architectural, in practice. They are heavier, last longer, look considerably better and are the product generally available in the higher wind ratings this region requires. Three-tab is rare on replacements here now.
05 / MaterialsShould I consider tile or metal instead?
Both are worth considering. Tile suits the architecture of much of South Florida and lasts a long time but weighs far more, which the structure has to accept. Metal performs extremely well in wind and heat and costs more up front. We install all three and will tell you which suits your roof rather than which we prefer.
06 / CodeWhat is the twenty-five percent rule?
Where more than a quarter of a roof section is repaired or replaced within twelve months, the code can require the entire section to be brought up to current standards. It matters because a large repair can trigger obligations that make full replacement the better value.
07 / CodeWhy does the deck have to be renailed?
Fastening standards for roof sheathing have tightened considerably. On a replacement, bringing the deck to current attachment requirements is commonly required and inspected. It is genuine structural improvement and it is the item most often missing from a suspiciously cheap quote.
08 / PermitsDo I really need a permit for a re-roof?
Yes, everywhere in South Florida. Unpermitted roofing can affect an insurance claim and will surface during a sale. In the HVHZ there are also required affidavits specific to roofing.
09 / PermitsHow many inspections are there?
Typically deck and renail, then dry-in, then final. Each has to pass before the next stage covers it, which is why a roof cannot be done start-to-finish in a single uninterrupted push.
10 / InsuranceWill a new roof lower my insurance?
It can, because a permitted roof supports a wind mitigation inspection and insurers weight roof age and attachment heavily. We will not quote you a saving — that is determined by the inspector and your carrier, not by the contractor.
11 / InsuranceMy insurer says my roof is too old to cover. Is that normal?
It has become common in Florida. Carriers increasingly set age limits regardless of condition. If that is what is driving the replacement, tell us — it affects documentation and timing, and the wind mitigation report matters more than usual.
12 / WeatherWhat happens if it rains mid-job?
We only tear off what can be dried in the same day. The roof is left watertight at the end of every working day. That discipline is why tear-off timing follows the forecast rather than the calendar.
13 / WeatherHow does storm season affect scheduling?
Demand, material availability and labour all tighten after a named storm, and inspection queues lengthen. If your roof is near end of life, replacing it outside that window is easier in every respect.
14 / CostWhy is one quote thousands cheaper?
Usually deck refastening, underlayment specification, new flashing, or the permit itself. All four are invisible in a finished photograph. Ask specifically whether the price includes renailing to code, new flashing throughout, and the permit.
15 / CostHow is deck repair priced if you cannot see it?
Honestly: with a defined rate per sheet, stated in the proposal, and photographed as it is found. Anyone quoting a guaranteed all-in number for unseen sheathing is either padding it or planning to argue later.