ADU & Garage Conversions · South Florida
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Rental ADU / Income Property Construction
A rental ADU is built with a specific job: generate income. That doesn’t mean cutting corners — it means making different decisions than you would for a unit your own family will live in, starting with what you’re actually legally allowed to rent it as, for how long, and under what conditions in your specific city or county.
This is also the ADU category where the regulatory fine print has the most direct financial consequence. Miami-Dade’s ADU ordinance, for example, permits renting an ADU but requires a minimum one-month lease term and prohibits short-term or vacation rental of the unit itself — rules that materially affect the income model you’re planning around. Broward and Palm Beach don’t have a single unified county standard; rules depend on the specific municipality. None of this is optional context — it’s the first thing we confirm before you build a pro forma around expected rent.
Beyond the legal side, a rental unit is a different construction project than an owner-occupied one in practical terms too: durability, separate utility billing, and tenant privacy all matter more here than finish-level flourishes do.
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What you're actually allowed to rent, and for how long.
In unincorporated Miami-Dade, ADUs may be rented, but with a minimum one-month lease term and no short-term or vacation rental of the unit itself — a different rule than the county’s separate short-term rental ordinance, which governs renting an entire property. Broward and Palm Beach don’t have one county-wide standard; individual municipalities set their own rules, and some haven’t addressed ADU rentals specifically at all. We confirm the actual, current rule for your specific address before you build a rental strategy around assumptions.

Questions about your specific project? Ask a licensed GC. Call 754-236-0675 | Get A Free Estimate
Separate metering and billing.
A rental unit works best — for you and for the tenant — with its own electric and water metering, or at minimum a sub-metering setup that lets you bill accurately instead of guessing or absorbing utility costs into rent. This avoids the most common source of landlord-tenant friction over shared utilities and gives you a cleaner accounting picture for tax purposes.

Questions about your specific project? Ask a licensed GC. Call 754-236-0675 | Get A Free Estimate
Designing for durability, not just design.
A unit you’re renting out should be finished to hold up to tenant turnover — luxury vinyl plank instead of hardwood, tougher paint sheens, easier-to-clean countertop and cabinet surfaces — rather than finished the way you’d finish a space for your own daily use. This isn’t about cutting quality; it’s about choosing materials that perform well under a different use pattern than an owner-occupied home sees.

Questions about your specific project? Ask a licensed GC. Call 754-236-0675 | Get A Free Estimate
The real economics.
Construction cost has to be weighed against realistic achievable rent for your area and unit size, not a best-case number. Some lenders will count projected ADU rental income toward loan qualification for the construction financing itself, which is worth exploring with your lender early. Permitting cost, any required rental registration or certificate of use, and insurance implications of a legally rented unit versus an unpermitted one are all real parts of the return calculation, not afterthoughts.

Questions about your specific project? Ask a licensed GC. Call 754-236-0675 | Get A Free Estimate
Materials
Sub-Metered or Independent Utilities
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Electric and water metering set up so tenant usage is billed accurately and separately.
Durable, Low-Maintenance Finishes
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Luxury vinyl plank flooring, tougher paint sheens, and easy-clean surfaces built for turnover, not just first impressions.
Sound Isolation Between Units
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Wall and floor assemblies chosen to genuinely separate tenant and owner living spaces.
Secure, Private Entrance
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Its own keyed entry, separate from the main house’s, with real privacy from the primary residence’s daily traffic.
Energy-Efficient Systems
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HVAC and appliances chosen to keep utility costs predictable for whichever party is paying them.
Clear Unit Separation for Mail & Access
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Planned mailbox, parking, and access arrangements that function cleanly for an independent tenant.
Not sure which option fits your home? We’ll walk the trade-offs on-site. Call 754-236-0675 | Get A Free Estimate
What Drives The Cost
- Utility Metering Setup — Independent or sub-metered service costs more upfront than shared metering but simplifies billing and reduces disputes.
- Finish Durability Tier — Rental-grade durable finishes have their own cost range, generally lower than luxury owner-occupied finishes but chosen for longevity under tenant use.
- Unit Size vs. Achievable Rent — Bigger isn’t always better ROI; we help weigh construction cost against realistic rent for the size and market.
- Permitting & Rental Registration Requirements — Certificate-of-use or rental registration requirements add steps and cost in some jurisdictions.
- Privacy & Separation Construction — Sound isolation and a fully independent entrance add scope versus a unit not built for a non-family occupant.
- Financing & Insurance Setup — Structuring the project so it qualifies for rental-income-inclusive financing or proper rental insurance coverage can affect design and documentation requirements.
Get a real, itemized estimate — no surprise change orders. Call 754-236-0675 | Get A Free Estimate
Our Process
Rental Feasibility & Zoning Check
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Design for Tenant Durability & Privacy
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Permitting & Rental Documentation
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Construction with Separate Utility Metering
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Final Inspection, CO & Rental-Ready Handoff
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Confirm your jurisdiction’s specific rules on ADU lease terms, owner-occupancy, and rental restrictions for your exact address before design begins.
Layout and material selection built around tenant use patterns and genuine separation from the main house — sound isolation, private entrance, and its own outdoor space where possible.
Submit building permits alongside any required affordability affidavit, rental registration, or certificate of use your jurisdiction requires for a legal rental unit.
Build out systems with sub-metering or independent service so tenant billing is clean and accurate from day one.
Secure final inspections and certificate of occupancy, then hand off a unit that’s genuinely ready to lease — not one that needs a punch list completed after your first tenant moves in.
One point of contact, start to finish — us. Call 754-236-0675 | Get A Free Estimate
Recent ADU & Garage Conversions Work
See something close to your project? Let’s talk specifics. Call 754-236-0675 | Get A Free Estimate
Rental ADU / Income Property Construction Questions, Answered
1 Can I legally rent out an ADU in Miami-Dade, Broward, or Palm Beach?
In many cases yes, but the specifics — minimum lease length, whether short-term rental is allowed, owner-occupancy requirements — vary by jurisdiction and sometimes by municipality within a county. We confirm the current rule for your specific address before you plan finances around it.
2 Can I Airbnb my ADU?
In unincorporated Miami-Dade, no — ADUs specifically require a minimum one-month lease and can't be used as short-term or vacation rentals, which is a different rule than renting your whole property short-term. Broward and Palm Beach vary by municipality. We check this before you build a short-term rental plan around a unit that may not legally support one.
3 Do I need a business license or certificate of use to rent my ADU?
Some jurisdictions require a rental certificate of use or registration in addition to the building permit and certificate of occupancy. We confirm what's specifically required in your city or county and build it into the permitting process.
4 Will renting out an ADU affect my homestead exemption?
This is a real question worth asking your county property appraiser directly, since it can depend on how the property and rental income are structured. We're not tax advisors — we'd rather point you to the right official source than guess.
5 Can I rent to a family member without a formal lease?
Practically, families often do this, but if your jurisdiction has ADU-specific lease-term or occupancy rules, those generally still apply regardless of the relationship. We'd recommend confirming with your jurisdiction if you want documentation that protects you either way.
6 How much rent can I realistically expect from an ADU?
This depends heavily on your specific neighborhood, unit size, and finish level, and it's a market question more than a construction one — we'd point you toward local rental comps rather than guess at a number that varies block to block.
7 Does financing work differently for a rental ADU than a regular home addition?
Some lenders will count projected ADU rental income toward loan qualification, which can change what financing options make sense. That's a conversation worth having with your lender early, ideally before finalizing your budget with us.
8 What makes a rental ADU's construction different from one I'll live in myself?
Mainly durability and separation — flooring and finishes chosen to hold up to tenant turnover rather than to match a personal aesthetic, separate utility metering for clean billing, and stronger sound and privacy separation from the main house than you might otherwise prioritize.
Still have questions? Talk to a licensed contractor, not a call center. Call 754-236-0675 | Get A Free Estimate
What South Florida Homeowners Say
Adir Davidov2022-12-27 Redid my whole bathroom and kitchen. Great service - Great quality - very quick - very professional !! Highly recommended! Lee Morali2022-12-27 They are amazing! Very professional. Met my exact requests with so much patience and knowledge. They renovated my whole house and the whole process was such a breeze. I highly recommend them! Shir Partush2022-12-27 We hired them to renovate our investment property and they provided exceptional quality service for an affordable price! Mia Zafrani2022-10-25 Amazing experience with the entire company! They did a great job in my house for some work that needed to be completed, and I am extremely happy with the result. Super professional & great service. I highly recommend Elbaz Construction. carmit cohen2022-10-25 After I've been Looking for a good company to renovate my house , I found those guys! These people are super professional super honest super Fast !! Don't hesitate to Rent their service! They are number one!! Omri B2022-10-20 I highly recommend them for home improvement. They renovated my master bathroom and a few upgrades for other guest bathrooms. They are very professional, courteous and transparent. They are great at communicating and finding ways to streamline the work. Sean has impeccable project management and customer relationship management skills. Very pleased with the work! roni yonani2022-10-19 Very professional! From start to end- personal kind treatment, always respectful every espect of the work was clear, and fair. Value for money 10/10. Thank you guys, see you at our next project, hope others will be smart and do the same! Itzick Manasherov2022-10-19 Needed remodeling of my master bathroom in my house. After calling around and dealing with a bunch of unexperienced companies I found Elbaz construction and gave them a call. Just from the ease of communication and friendly talk I've had with the owner I knew this was going to be the company I was going to hire. They came 2 days later and started remodeling my bathroom and knocked it out in a timely manner. Great service, great communication, and amazing work. Will definelty refer and reuse this company for any future remodeling I might need. Sophie Brito2022-10-19 Their work was absolutely superb, they did a fantastic job with my house renovation!! Definitely recommend Elie Elancry2022-10-19 Amazing job Did a total renovation of my house with themGoogle rating score: 5.0 of 5, based on 12 reviews
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Why Homeowners Choose Elbaz Construction
Licensed General Contractor
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Real Regional Expertise
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One Point Of Contact
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Real Reviews, Real Reputation
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Real license. Real permits. Real accountability. Call 754-236-0675 | Get A Free Estimate
From The Blog
How Much Will My Home Be Worth After a Remodel?
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Renovation vs Remodel: What’s the Difference?
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New Home Construction Timeline
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More From The Field
Every photo here is real Elbaz adu & garage conversions work. Call 754-236-0675 | Get A Free Estimate
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One contractor for the whole project — start to finish. Call 754-236-0675 | Get A Free Estimate
Financing
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Financing Solutions for Your Home
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Mosaic offers financing options to help you bring your vision to life. To find out if you qualify, simply click the button to apply and one of our representatives will be in touch.
During this consultation, we'll discuss your project's details, funding needs, and the best financing options to meet your goals. Don't wait any longer to bring your construction project to life – start exploring your financing options with Mosaic today.
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