Roofing Services In South Florida

A roof is the single component standing between a South Florida home and a Category 3+ hurricane. Miami-Dade and Broward sit inside Florida’s High-Velocity Hurricane Zone, where design wind speeds reach up to 175 mph and every material installed — tile, metal, shingle, underlayment — must carry a Miami-Dade Notice of Acceptance. Palm Beach falls just outside HVHZ but is still bound by the state’s Wind-Borne Debris Region rules.

Elbaz Construction handles roofing the way a licensed general contractor should: as structural work integrated with permitting and the rest of the building envelope, not an isolated trade sold on fear. We hold the license, pull the permits, and stay involved from the first inspection through the final code sign-off.

Not every roof problem calls for a full tear-off. Isolated leaks around a boot, valley, or flashing detail, a handful of cracked or slipped tiles, or minor granule loss on a shingle roof under ten years old are usually repair-scope issues. Full replacement becomes the right call when the underlayment has failed broadly, when tile or shingle damage covers a large share of the roof, when decking has gone soft from long-term moisture intrusion, or when the roof is old enough that patching one section just moves the failure to the next. Florida’s building code has its own trigger here too: repair work that exceeds roughly 25% of the roof area within a rolling 12-month period generally has to meet current replacement code rather than the standard the roof was originally built to. (Recent state law changes give some relief for roofs under 10 years old damaged by a specific event rather than wear and tear.)

Every roofing project starts with an actual assessment, not a sales estimate — we get on the roof, check the decking, and identify what’s driving the problem before recommending a scope. From there we handle permitting directly with the local building department, which in Miami-Dade and Broward means confirming NOA-approved products and scheduling the in-progress dry-in inspection HVHZ requires before the covering goes on. Installation follows manufacturer and code specifications down to the fastener pattern, and every project closes with the final building inspection and warranty paperwork registered in the homeowner’s name.

*Standing-Seam Metal** — Concealed-fastener system lasting 40-70 years with strong wind-uplift performance and good wind-mitigation scoring. Costs more upfront but has fewer long-term water-intrusion points than exposed-fastener systems.

*5V-Crimp / Exposed-Fastener Metal** — Budget-friendlier metal option; still strong durability but exposed fasteners need periodic inspection/re-torquing over the roof’s life.

*Architectural Asphalt Shingle** — Most affordable, fastest to install; shorter lifespan in Florida’s UV/heat than in milder climates. Requires NOA-rated product and high-wind fastening pattern in HVHZ.

AI-generated illustrative footage of a general room-addition framing process (not a specific Elbaz project or location).

South Florida roofs take a beating from hurricanes, tropical storms, and hail. Here is what homeowners actually need to know about repair, insurance rules, and the programs available to help pay for storm-hardening work.

After a storm, our first priority is stopping further damage — emergency tarping for exposed roof decking, followed by a full inspection to document every affected area. We provide detailed repair estimates and photo documentation of the damage and the completed work, which you can submit to your insurance carrier as part of your own claim. Elbaz Construction provides repair documentation, not insurance claims representation — filing, negotiating, or disputing a claim is between you and your insurer (or a licensed public adjuster or attorney if you choose to hire one; see below).

Missing shingles, broken tiles, and active leaks should be addressed as soon as it is safe to do so — a covered roof that sits open to weather for days can develop secondary damage (interior water intrusion, mold, decking rot) that a fast tarp-and-repair response prevents.

A wind mitigation inspection documents storm-resistant features of your home — hip roof shape, impact-rated windows and doors, reinforced roof-to-wall connections, a sealed roof deck, and more — on the state-standard OIR-B1-1802 form. Florida law (Fla. Stat. §627.0629) requires insurers to disclose and apply a premium discount for verified features; the exact discount amount is filed per insurance carrier and varies by policy, and industry sources typically describe savings in the range of 20–45% depending on which features your home has. The inspection is valid for up to 5 years absent structural changes. Ask your insurance agent for your carrier’s specific discount schedule before scheduling an inspection. See our construction & insurance glossary for definitions of HVHZ, NOA, and related terms.

My Safe Florida Home is a state grant program (Fla. Stat. §215.5586) that provides a free or subsidized wind mitigation inspection, then a matching grant of up to $10,000 toward hurricane-hardening work such as impact windows, impact doors, impact garage doors, hurricane shutters, and roof improvements. The current program cycle is limited to low- and moderate-income homeowners with a homestead exemption, and funding is subject to annual legislative appropriation — availability and application status change through the year. Check current eligibility, funding status, and how to apply directly at mysafeflhome.com before planning around this program.