Yes, under a specific exemption in Florida law — but only for a primary residence (or similar owner-occupied structure) you genuinely intend to live in and personally supervise construction on, not as a general workaround for hiring a licensed contractor.

No — you can hire licensed subcontractors for specific trades, but you're required to personally provide direct on-site supervision of any work not performed by those licensed contractors, and you take on legal responsibility for the project as a whole.

Yes to both — you can hire licensed subcontractors for specific trades, and Florida law puts the responsibility on you, as the owner-builder, to verify their license status and workers' compensation coverage yourself.

Florida law presumes the work was built for sale in that case, which violates the owner-occupancy condition of the exemption — this can affect the permit's validity and complicate the sale.

No — this is a well-known red flag. Licensed contractors are required to pull permits under their own license for work they perform; a contractor or installer asking you to pull the permit instead is often trying to perform licensed work without holding a license, while shifting legal liability onto you.

In most jurisdictions, you have to personally appear at the building department to sign the notarized disclosure statement and permit application — it generally can't be delegated to a representative.

The building official can revoke the permit, and violations can carry fines up to $10,000 under Florida law, separate from any complications the violation creates at resale.

It's built around owner-occupancy, not rental or resale — building a rental property under an owner-builder permit generally falls outside what the exemption is meant to cover.