ADU open-plan living and kitchen with loft over

When the lot
is full, the only
way left is up.

A second storey buys you the same floor area on half the footprint — and brings height limits, stairs, egress and a real foundation with it. It is the harder ADU to build and often the only one that fits.

  • Licensed, bonded & insured · CBC1265280
  • 104 municipalities across 3 counties
  • Design-build: permitting & construction in-house

Miami-Dade · Broward & Palm Beach Counties

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A-00Architectural
SHEET A-00 / ADU INDEX · 12 FRAMES

Recent work

Check out our ADU projects.

Loft levels, stairs, upper-floor bedrooms and completed ADU interiors from Elbaz projects. Select any frame to open it full size.

G-01General
SHEET G-01 / TWO-STORY ADU CONSTRUCTION
01

The service, defined

Same accommodation, half the ground.

Two-story ADU construction delivers an accessory dwelling on two levels rather than one — typically living, kitchen and bathroom below with sleeping above, or a garage or workspace at grade with a complete dwelling over it. Everything a single-storey ADU needs, plus a stair, a floor structure, and a height and setback conversation with the municipality.

It serves owners whose lot coverage is already used up, sites where a bigger footprint would take the yard or the drainage, and anyone who wants genuine separation between where you sleep and where you sit. The construction is more demanding at every stage: heavier foundations, a real floor system, stair geometry that has to comply, and egress from an upper level.

Two-storey ADU interior with loft balustrade above the kitchen
REFTwo-storey ADU interior with a loft balustrade above the kitchen.

Height is the first constraint here and it is not negotiable. Municipal height limits, setbacks that increase with height, and — near the coast — base flood elevation all interact, so a two-storey ADU can be the answer to lot coverage while creating a new problem with height. Wind design also gets more demanding the taller the structure, which shows up in the foundation and the connections long before it shows up in the finish.

What is included

Scope
Feasibility and zoning review, design, engineering, permitting, site and foundations, structure, envelope, utilities, interior fit-out, inspections and certificate of occupancy
Delivered by
One licensed general contractor — CBC1265280
Region
Miami-Dade, Broward and Palm Beach counties
Common arrangements
Living below with a loft or full second floor above · garage or workshop at grade with a dwelling over · attached two-storey addition forming a separate unit
Always required
Independent kitchen, bathroom and entrance · compliant stair · egress from the upper level · separate or sub-metered utilities · permits and inspections
A-01Architectural
SHEET A-01 / SCOPE OF WORKS · 12 ITEMS
02

Scope index

Everything a two-storey ADU contains.

Twelve items, five phases. Items one and two decide whether the project exists at all, and they come before any drawing worth paying for.

ADU living area with stair to a loft level above
REFADU living area with a stair rising to the loft level above.
01 / Pre-design

Zoning and height feasibility

Whether a second storey is permitted on your lot, at what height, with what setbacks, and how much floor area you are allowed. This answer comes before anything else, because it can be no.

A-02Architectural
SHEET A-02 / PROJECT 01 · 09 FRAMES
PROJECT 01

ADU with Loft Level

Living below, sleeping above, connected by an open stair

An accessory dwelling arranged over two levels: kitchen and living at grade with sleeping accommodation above, open to the space below across a balustrade. The stair is the whole design problem in a small footprint — it has to comply, and it has to not eat the room.

Select any frame to open it full size. All frames are Elbaz Construction work.

A-03Architectural
SHEET A-03 / SPECIFICATION · PROJECT 01
03

Specification

ADU with Loft Level

Recorded from the photography only. Floor area, height, cost, schedule, address, client and appliance brands are not documented in the source material and are not stated.

Project type
Accessory dwelling arranged over two levels
Lower level
Kitchen, dining bar and living space, open plan
Upper level
Sleeping accommodation open to the space below across a balustrade
Vertical circulation
Straight stair set against the wall so the plan below stays usable
Space under the stair
Used — laundry appliances built into the void rather than left as a cupboard
Daylight
Skylight and high-level glazing bringing light to both levels of a small footprint
Visible materials
Painted cabinetry · timber cabinet fronts · plank flooring · painted balustrade · exposed beam at the vaulted ceiling
Stage documented
Complete
ADU loft level looking down over the living area
REFThe loft level looking down over the living area.
A-04Architectural
SHEET A-04 / MATERIAL AND DESIGN LANGUAGE
04

Design and material language

Five decisions that shape a two-storey ADU.

The choices that only exist because there is a second level, and what the alternative costs you.

ADU loft bedroom with balustrade to the space below
DETADU loft bedroom with balustrade to the space below.
ADU kitchen and dining bar with timber cabinet fronts
DETADU kitchen and dining bar with timber cabinet fronts.
M-01

Loft or full second floor

Open above, or closed

Seen on these projects. An open loft over a double-height living space feels far larger than its area and brings daylight deep into a small plan.

Other options. A closed second floor gives you real acoustic and thermal separation and a room that can be a bedroom in every sense. The loft is the better photograph; the closed floor is the better bedroom.

M-02

The stair

Straight, winder or spiral

Seen on these projects. A straight run against a wall is the most comfortable to use and the easiest to comply with, and the space beneath it is usable — for laundry, as on this project.

Other options. Winders and spirals recover floor area and make moving furniture miserable. A spiral is rarely acceptable as the only means of egress from a sleeping level, so check that before falling in love with one.

M-03

Foundation

Sized for two storeys

Seen on these projects. A second level roughly doubles what the foundation carries and significantly increases uplift and overturning under wind load. The engineering is genuinely different, not a scaled-up version of a single-storey slab.

Other options. There is no economy available here. Under-designing the foundation is the one saving that cannot be corrected later without demolishing what sits on it.

M-04

Upper-level egress

Not optional

Seen on these projects. Sleeping rooms above grade need code-compliant egress — normally an openable window of a defined size and sill height, in addition to the stair.

Other options. This constrains window selection and placement on the upper level, so it belongs in the design from the first sketch rather than in a plan-review comment later.

M-05

Overlooking and privacy

A neighbour problem

Seen on these projects. Upper-level windows placed and sized so the unit does not look directly into neighbouring bedrooms or yards — high-level glazing, skylights and careful orientation.

Other options. Ignoring it is the fastest route to an objection during review and a permanently poor relationship with the people next door.

On what is shown. Every photograph on this page is a real Elbaz Construction ADU. The alternative options described are named for comparison only and are not claimed to be what is pictured.

G-02General
SHEET G-02 / PROCESS · 10 STAGES
05

Process

Ten stages, in order.

Feasibility comes first because a two-storey ADU can be prohibited outright by height or setback rules. Nobody should pay for a design before that question is answered.

01
Consultation

What the unit is for and who will use it.

02
Zoning feasibility

Whether two storeys are permitted, at what height.

03
Site review

Position, access, drainage, parking and utility routes.

04
Design

Two-level plan, stair position and daylight strategy.

05
Engineering

Foundations, floor system, lateral system and connections.

06
Permitting

Full set submitted, comments answered, permit issued.

07
Site and foundations

Clearing, grading, drainage and foundations.

08
Structure and envelope

Frame, floor system, roof, windows and doors.

09
Services and fit-out

Utilities, conditioning, kitchen, bathroom and finishes.

10
Inspections and CO

Through final inspection to certificate of occupancy.

P-01Permitting
SHEET P-01 / ZONING AND PERMIT BRIEF
06

Technical brief

Height is where two-storey ADUs are won or lost.

An ADU is regulated by your municipality, not by the state. Two storeys adds height, setback and egress questions on top of every rule that applies to a single-storey unit.

Detached ADU exterior with canopy over the entry door
PDetached ADU exterior with a canopy over the entry door.
ADU interior looking through to the kitchen and living area
PADU interior looking through to the kitchen and living area.
Z-01

Rules are municipal, not statewide

There is no single Florida rule that entitles you to build an ADU. Miami-Dade, Broward and Palm Beach municipalities each set their own, and they differ materially — including whether a second storey is allowed at all.

Z-02

Height limits

Maximum height for an accessory structure is usually lower than for the main house, and it is measured to a defined point that the code specifies. This is the single commonest reason a two-storey ADU does not proceed.

Z-03

Setbacks that grow with height

Some codes increase the required setback as the structure gets taller, which can push a viable single-storey position into an unbuildable one at two storeys.

Z-04

Lot coverage and floor area

Two storeys reduces the footprint but not the floor area, and many codes cap both independently. Meeting coverage does not mean you have met floor area.

Z-05

Flood elevation near the coast

In a flood zone the finished floor must sit at or above base flood elevation. That raises the whole structure before the second storey is even added, and it counts against the height limit.

Z-06

Egress from the upper level

Sleeping rooms above grade require compliant egress. It shapes window sizes and sill heights, and it will be checked on site, not just on paper.

Z-07

Stair compliance

Rise, run, width, headroom and handrails are all prescribed. A stair that fits the plan but not the code fails inspection after it is built.

Z-08

Utilities and impact fees

Separate or sub-metered services, sewer or septic capacity, and impact fees that are frequently the largest single line nobody budgeted for.

Z-09

Parking and occupancy conditions

Some municipalities require additional parking, owner occupancy of one unit, or restrict short-term rental. These conditions attach to the approval.

Z-10

HOA approval

Where an association exists it can restrict or prohibit an ADU regardless of what the municipality permits, and a two-storey structure attracts the most scrutiny.

Disclaimer. Requirements are set by your municipality and, where applicable, your HOA. Nothing here is a legal opinion — confirm your own requirements before committing to a design.

S-01Structural
SHEET S-01 / TWO-LEVEL SECTION
07

Assembly

Section through a two-storey accessory dwelling.

An indicative section showing why the second level changes the engineering — what the foundation carries, where the floor system lands, and how height is measured against the limit.

Indicative section through a two-storey ADUSection showing the foundation, the ground-floor living level, the second-floor structure carrying the sleeping level, the roof, a stair linking the two levels, and the overall height dimension measured from grade to the point defined by the code.010203040506height limitIndicative section — not a construction drawing

Key

01
Foundation sized for two storeys
02
Ground level — living, kitchen, bathroom
03
Second-floor structure
04
Upper level — sleeping
05
Roof
06
Stair between levels
S-01

The foundation changes first

A second storey roughly doubles gravity load and significantly increases uplift and overturning under wind. That is designed into the foundation, not added to it afterwards.

S-02

The floor system is structure, not decking

It carries live load, ties the walls together and forms part of how the building resists lateral force. Its depth also drives the overall height.

S-03

Every inch counts against the limit

Floor structure depth, ceiling heights and — in a flood zone — the required finished floor elevation all consume the height allowance before the roof is considered.

S-04

Continuous load path

Roof to upper walls to floor system to lower walls to foundation, connected at every junction. In a high-wind region this connection chain is the building.

Q-01Quality
SHEET Q-01 / PERFORMANCE AND QUALITY
08

Performance and quality

What we hold ourselves to.

No height, floor area, span or foundation dimension is claimed on this page. Those come from your municipality’s code and your engineer, against your specific lot.

ADU bedroom with vaulted ceiling and exposed beam
QADU bedroom with vaulted ceiling and exposed beam.
Laundry appliances built in beneath an ADU stair
QLaundry built into the void beneath an ADU stair.
Feasibility before design
Height, setback and coverage confirmed before you pay for drawings that may not be permittable.
Engineered for wind
Foundation, floor system and connections designed for this region, not adapted from a single-storey unit.
Continuous load path
Connections built as drawn from roof to foundation, and inspected before concealment.
Compliant stair geometry
Rise, run, headroom and handrail set out to code before framing, not adjusted after.
Egress designed in
Upper-level window sizes and sill heights fixed at design stage so the finished unit passes.
Water intrusion detailing
Flashing, openings and roof junctions detailed for driving rain, which taller walls catch more of.
Utilities properly separated
Metering, drainage and conditioning arranged so the unit works independently of the main house.
Through to certificate of occupancy
The permit is closed and the CO obtained — an unfinished permit is a problem at resale.
C-01Cost
SHEET C-01 / COST AND SCHEDULE VARIABLES · 13
09

Cost and timeline

The thirteen things a real number is built from.

We do not publish prices for ADU construction. A two-storey unit is not a single-storey unit plus a percentage — the foundation, structure and stair change the cost base. Our proposals break the scope down so you can see where it goes.

ADU bedroom with dresser and mirror beside a window
CADU bedroom with dresser and mirror beside a window.
ADU interior looking through to the kitchen and living area
CADU interior looking through to the kitchen and living area.
#VariableWhy it moves the number
01Floor area across both levelsThe base driver, and the one people estimate from.
02Foundation designSized for two storeys and for uplift, which is a meaningful step up from single-storey.
03Floor systemA real structural floor with its own engineering, inspection and cost.
04The stairStructure, geometry, finish and the floor area it consumes on both levels.
05Site conditionsAccess on a built-out lot, ground conditions, drainage and how far materials have to be carried.
06Flood elevationWhere the finished floor must be raised, everything below it costs more.
07Utility runsDistance to connections and whether capacity exists at the main house.
08MeteringSeparate meters against sub-metering, decided by code and by how the unit will be used.
09Envelope specificationImpact-rated openings, roof assembly and wall build-up to current code.
10Interior specificationKitchen, bathroom and finishes across two levels, with an enormous range at identical area.
11Permits and impact feesMunicipal fees, reviews, inspections and impact fees, which are frequently underestimated.
12Design and engineeringArchitectural and structural work, more of it than a single-storey unit needs.
13Parking or site conditionsWhere approval requires additional parking or other site works.
I-01Information
SHEET I-01 / QUESTION INDEX · 15
10

Question index

Straight answers about two-storey ADUs.

Fifteen questions on zoning, height, structure, stairs, utilities, rental and cost. Rules are municipal — verify yours before committing.

01 / Zoning

Am I allowed to build a two-storey ADU?

It depends entirely on your municipality and your lot. Some permit two storeys, some cap accessory structures at a height that rules it out, and some prohibit detached ADUs altogether. There is no statewide entitlement, and anyone who tells you otherwise has not checked your code.

A-06Architectural
SHEET A-06 / CONSTRUCTION STUDY
Construction study

Four things worth looking for.

Two-storey ADU interior with loft balustrade above the kitchen
STUDYLoft balustrade above the kitchen in a two-level ADU.

These frames are real Elbaz Construction ADU projects in South Florida. Frames carrying legible addresses or third-party identification were excluded from this set.

Observations

01
The stair is against a wall
Not in the middle of the plan. In a small footprint that single decision decides whether the living space downstairs is usable or is a corridor around a staircase.
02
The space beneath it is working
Laundry built into the void rather than a cupboard nobody opens. In a unit this size, every void is either storage or waste.
03
Daylight reaches both levels
Skylights and high-level glazing so the upper level is not a dark box and the lower level is not shaded by it.
04
The balustrade is part of the design
It is the most visible object in the room from every angle downstairs, so it is detailed rather than specified from a catalogue.
G-03General
SHEET G-03 / DELIVERY AND CREDENTIALS
11

Credentials and delivery

Six verifiable reasons, and no badges.

Nothing here is an award or a membership we cannot substantiate. The licence number is public and checkable.

ADU open-plan living and kitchen with loft over
REFADU open-plan living and kitchen with a loft over.
01

Licensed general contractor

CBC1265280 — certified building contractor, bonded and insured, holding the permit for the whole unit.

02

Feasibility answered honestly

If your code will not allow two storeys, you hear that before you pay for a design.

03

Engineered for this region

Foundations and load path designed for South Florida wind loads on a taller structure.

04

Completed ADUs to show

The interiors on this page are finished Elbaz units, not renderings or catalogue images.

05

One contractor end to end

Design coordination, permitting, structure, services and fit-out under one licence.

06

Closed permits

We take the project through final inspection to certificate of occupancy, which is what makes the unit legally habitable and clean at resale.

I-02Information
SHEET I-02 / CLIENT RECORD
12

Google reviews

In their words, unedited.

Reviews are quoted verbatim from the Elbaz Construction Google Business Profile. They describe the company as a whole — none refers specifically to the ADU documented above.

★★★★★

“They renovated my whole house and the whole process was such a breeze. I highly recommend them!”

Lee Morali · Google review

★★★★★

After I've been Looking for a good company to renovate my house, I found those guys! These people are super professional super honest super Fast !! Don't hesitate to Rent their service! They are number one!!

carmit cohen

★★★★★

Redid my whole bathroom and kitchen. Great service - Great quality - very quick - very professional !!

Adir Davidov

★★★★★

They are great at communicating and finding ways to streamline the work.

Omri B

★★★★★

Amazing job Did a total renovation of my house with them

Elie Elancry

Project files

Lofts, photographed finished.

An ADU with a loft level, its loft bedroom and the outside of a long stucco unit. These photos show a loft inside the unit, not a full second floor, and the exterior is a separate project file.

3Projects shown
11Photos
PROJECT 01

Open living space with a loft, skylight and iron railing

An open living space under a skylight, with a blue sofa, a wall TV and a kitchenette. A black iron railing marks the loft above, and a black stair climbs to it. Views from the floor and from the loft show the same room from both levels.

Scope of work

  • Open living area with a kitchenette
  • Loft level with a black iron railing
  • Black stair up to the loft
  • Skylight over the living space
  • Wall-mounted mini-split
  • Laundry nook under the stair

Materials & finishes

Black iron railingBlack stairSkylightMini-splitPatterned rugVinyl plank

What to look for in the photos

Look from the loft railing down to the sofa. The railing is the visible part of the guard system, and the stair opening is sized by code, not by taste.

Elbaz Construction project photo · 5 photos

PROJECT 02

Loft bedroom under a vaulted beam ceiling

A bedroom on the loft level, with a dark wood bed in one view and a king bed in another. A vaulted ceiling with an exposed beam, windows and a wood-look vinyl plank floor complete the room. A black iron railing edges the stair, and a ladder appears in one view.

Scope of work

  • Loft bedroom floor with vinyl plank
  • Vaulted ceiling with an exposed beam
  • Windows on the loft wall
  • Black iron railing along the stair edge
  • Dresser wall with a mirror
  • Ladder visible in one view

Materials & finishes

Vinyl plankExposed beamBlack iron railingDark wood bedMirrorWhite walls

What to look for in the photos

Check the railing and the beam. The loft edge needs a guard, and the beam carries the roof load across the room, so both are planned together.

Elbaz Construction project photo · 3 photos

PROJECT 03

Long stucco ADU seen from the side and rear

The side and rear of a long stucco unit, with a sliding door, a concrete walk, citrus foliage, a lawn and an ivy hedge. These views do not show the building's height or its interior, and they belong to a separate project from the loft rooms.

Scope of work

  • Stucco finish over the exterior walls
  • Sliding glass door on the side wall
  • Window in the rear wall
  • Concrete walk along the side
  • Concrete pad at the rear
  • Lawn and ivy hedge around the unit

Materials & finishes

StuccoSliding doorConcrete walkIvy hedgeLawnCitrus tree

What to look for in the photos

Look at the side wall and the concrete walk. A unit this long needs a clear path to its door, and the walk is part of the site plan.

Elbaz Construction project photo · 3 photos

Budget and schedule

Where a taller unit spends.

Going up adds structure, a stair and a floor system, so the frame takes a larger share than in a one-level unit.

Where a typical loft or two-story ADU budget goes

100%OF BUDGET
  • Foundation and structure20%
  • Plumbing, electrical, cooling20%
  • Framing, stair, floor system16%
  • Interior finishes15%
  • Roof and exterior14%
  • Windows and doors8%
  • Permits and engineering7%

These are typical shares only. A loft versus a full second floor, and the height allowed, move them.

A typical loft ADU sequence, in weeks

Design and engineering
Permit review
Permit review
Foundation
Walls, stair and loft frame
Roof, rough-in, inspections
Interior finishes and final
Week 0Week 22Week 44

Permit review varies by municipality and height limits can add steps, so treat these bars as a sequence, not a promise.

How it works

Up, drawn properly.

Three diagrams cover what a taller unit adds: the type of unit, the path weight takes to the ground and where it sits on the lot.

DETACHEDATTACHEDGARAGE2-STORYFOUR WAYS TO ADD AN ADU

Loft and two-story types

A two-story unit is one of four ADU types. Whether it is allowed, and how tall it can be, depends on your municipality.

NEW 2ND FLOOREXISTINGLOAD PATH CHECKED TO FOOTING

Weight down to the footing

Roof, upper floor and walls pass their weight down to the footing. A second level makes that path longer and the footing more important.

MAIN HOUSEADUSIDE + REAR SETBACKSLOT LINE

Height and setbacks on the lot

A lot plan shows the house, the unit and the setbacks. Required distances and height limits vary by municipality and are confirmed at zoning review.

Scope planner

Plan the upper level.

Choose the upper level, stair, footprint and laundry to see an indicative range of weeks on site.

What is the upper level?
How is the stair built?
How big is the footprint?
Where is the laundry?

More questions

Taller-unit details.

Details of living and building on an upper level.

Ask us directly
How are loft guards and railings sized?

By the Florida Building Code, which sets the minimum guard height and limits how far apart balusters can be, so a child cannot slip through. A railing around an open loft is checked at inspection, and it must be anchored to take a sideways load. A designer can choose the style, but not these dimensions.

How do you keep a loft bedroom cool?

Warm air rises, so the loft is the hottest part of the unit. Roof insulation or a sealed attic, a mini-split with air directed toward the loft, a ceiling fan and shaded windows work together. Putting the mini-split only on the ground level usually leaves the loft warm at night.

Does a loft bedroom need an emergency escape window?

Sleeping rooms generally need an emergency escape and rescue opening, with a minimum clear size and sill height. On a loft, the reviewer decides how that applies, based on the plan and the height above the floor below. We raise the question at design so the window size is settled before framing.

How do you get a king bed up to the loft?

We plan the delivery before the stair is drawn. A stair that is wide enough, with a landing, may take a mattress, but a bed frame often goes up in pieces. In a loft unit, furniture sometimes goes in before the stair railing is finished, or through a window opening. Tell us your biggest piece.

Are the exposed beams structural?

They can be either. Some carry the roof load across the room and are sized by the engineer, and some are decorative boxes over a hidden support. The difference affects cost, wood type and how they are anchored. We mark which beams are structural on the drawings, so no one trims one on site.

Is an under-stair laundry practical?

Yes, if it is planned. A stacked washer and dryer fits well beneath a stair, but it needs a drain box, a dryer vent to the exterior and a 240-volt circuit for an electric dryer. The headroom and door swing must work. Access for service matters, because a trapped machine is hard to repair.

How are the walls of a taller unit kept watertight in heavy rain?

With continuous weather-resistant barrier, flashing at every window, door and roof edge, and a stucco system with control joints and sealed penetrations. Taller walls take more wind-driven rain, so the details matter more. In South Florida, most water problems start at a window head or a roof-to-wall joint.

Does building a taller unit need a crane or special access?

Sometimes. Trusses, beams and roof materials have to reach the upper level, and a tight backyard may need a crane or a telehandler. We walk the access route at the site visit. If equipment needs to cross your lawn, we plan the path, protect hardscape and fences, and tell you the day it comes.

G-04General
SHEET G-04 / ENQUIRY
13

Start here

Start with the height limit.

Tell us your address and what you need the unit to do. We will check what your municipality allows before anyone draws anything.

ADU living area with stair to a loft level above
REFADU living area with a stair to the loft level above.

What happens next

01
We call or email within one business day, Sunday to Friday.
02
A feasibility check: height, setbacks, coverage, flood zone and utilities.
03
A written scope and fixed proposal, or an honest answer that your code will not allow it.
Useful to have
Your address, a rough idea of the accommodation you need, and your HOA documents if you have an association.
Preferred contact method

We use your details only to respond to this enquiry. No lists, no resale.

Thanks — that came through.

Your details are with the Elbaz Construction team and we will come back to you, usually the same or next working day. If it is urgent, call (754) 236-0675.

G-05General
SHEET G-05 / END OF SET

Find out how high you can go.
Then build it properly.

Feasibility, design, engineering, permitting and construction of two-storey accessory dwellings across Miami-Dade, Broward and Palm Beach, under one licensed general contractor.

ADU loft level looking down over the living area
ENDThe loft level looking down over the living area.